Why get an appraisal from Wabash Valley Appraisal?

To a lot of people, an appraisal is simply one more thing on the break-sheet for a mortgage or refinance. Even though there are a growing number of automated home valuation processes that might appear more prudent than an appraisal, practically all lenders still call for a local expert because the stakes are very high. You might think that getting a mortgage is the only reason to get an appraisal, but there are other times when the services of a certified, independent real estate professional might be helpful.

For real estate appraisals in TERRE HAUTE and USA County, it's easiest when your order online from Wabash Valley Appraisal, just click here.

Let Wabash Valley Appraisal help you dispute your tax assessment in USA County

It's probable you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are determined by a past assessment of your home, so if values are less than what they used to be in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from Wabash Valley Appraisal is your best evidence. At Wabash Valley Appraisal,we can assist you in challenging your tax assessment.

Let Wabash Valley Appraisal help you lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the real estate, nearly all lenders ask buyers to take out an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often bundled into the monthly mortgage payment and is soon forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

Wabash Valley Appraisal will provide you with a statement regarding the value of your home, and the expense of the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Wabash Valley Appraisal

A divorce can be an especially traumatic ordeal for both parties, and it is often further complicated by the difficult decision of who keeps the property. So both parties are entirely aware of the true market value of their property, it's a good idea to get an appraisal from Wabash Valley Appraisal, regardless of the situation.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation with help from Wabash Valley AppraisalSettling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the certain value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Wabash Valley Appraisal can assist you in relocating to or from USA County

We are aware of the headaches associated with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide remarks on the positive characteristics of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.

Let Wabash Valley Appraisal assist you in selling your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price.

We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.